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Pay By Phone Casinos

Pay by phone casinos are online gambling sites that allow UK players to fund their balance using a mobile device, without having to share credit card or bank details. The deposit amount is either deducted from prepaid mobile credit or added to the next monthly phone bill, with providers such as Boku and Siru handling the transaction on most UKGC sites.
Pay by phone was designed for smaller-value deposits, such as £10 or £20, since casinos, mobile networks and payment providers all have daily and monthly limits imposed. Pay by phone can only be used for deposits, meaning another option is required when withdrawing winnings, such as bank transfer. The most important benefits of these sites are the following:

  • Instant deposits
  • Fee-free transactions
  • Anonymous top-ups and withdrawals
  • Secure payments

Below, we'll explain which brands support mobile billing, how the payment process works and what other alternatives are available at international casinos.

Pay by phone casinos are online gambling sites that allow UK players to fund their balance using a mobile device, without having to share credit card or bank details. The deposit amount is either deducted from prepaid mobile credit or added to the next monthly phone bill, with providers such as Boku and Siru handling the transaction on most UKGC sites.
Pay by phone was designed for smaller-value deposits, such as £10 or £20, since casinos, mobile networks and payment providers all have daily and monthly limits imposed. Pay by phone can only be used for deposits, meaning another option is required when withdrawing winnings, such as bank transfer. The most important benefits of these sites are the following:

  • Instant deposits
  • Fee-free transactions
  • Anonymous top-ups and withdrawals
  • Secure payments

Below, we'll explain which brands support mobile billing, how the payment process works and what other alternatives are available at international casinos.

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by Sports Betting and Casino Expert
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Last updated
23/09/2026
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by Sports Betting and Casino Expert
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Which Casinos Not On Gamstop Support Pay By Phone?

It’s relatively hard to find Pay by Phone casinos not on Gamstop, given that major providers like Boku and Siru depend on agreements with UK mobile carriers. However, non-Gamstop hubs provide 3-5+ other smartphone and tablet-compatible payment methods such as VISA/Mastercard credit cards, bank transfers, e-wallets, Apple Pay or Google Pay, and 5-15+ cryptocurrencies like Bitcoin, Litecoin and Ethereum. The ones outlined below let you deposit up to £100,000 via crypto without KYC checks and offer welcome packages of up to £10,000, which are also redeemable if you pay by phone.

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Which Are The Best Alternative Methods To Pay By Phone Casinos?

The best alternatives to pay by phone casinos are offshore gambling sites that support other equally trustworthy, secure and mobile-friendly payment methods, such as credit cards, e-wallets, bank transfer and cryptocurrencies. They provide the same ultra-fast mobile experience, allowing instant deposits but, most importantly, unlike phone billing, several of them can also be used for withdrawals. Our recommended casinos have generous transaction limits of £5,000 for credit cards and e-wallets, £10,000 for bank transfer and £100,000+ for cryptocurrency, with quick payout times ranging from instant to 1-3 working days at most.

The Top 4 Sites With Pay By Phone Alternative Options

Our 4 selected offshore alternatives to pay-by-phone casinos are:

  • Dice Palace
  • BoomingSlots
  • NeonStake
  • BloodySlots

☑️ Dice Palace

Dice Palace supports 4 payment methods across deposits and withdrawals, including VISA and Mastercard credit cards, bank transfers, Revolut and 15+ cryptocurrencies like Bitcoin, Litecoin and Ethereum. Deposits range from £10 to £5,000 with credit cards and crypto, whilst bank transfer and Revolut payments range from £10 to £500. Withdrawals are available through the same options, minus Revolut, with limits of £10-£5,000 per day. Crypto cashouts are instant, card withdrawals take up to 3 business days, and bank transfers require 2-5 business days, with no fees charged by the casino for either operation.

☑️ BoomingSlots

BoomingSlots integrates 3 payment methods for deposits and withdrawals, which are credit cards, bank transfers and 7 cryptocurrencies, including Bitcoin, Ethereum and USDC. Deposits are crypto-only, with limits ranging from £20 to £999,999 per transaction. For withdrawals, you can use credit cards, bank transfers or crypto, with cashout amounts between £250 and £500. Cryptocurrency withdrawals are instant, whilst card and bank transfer payouts can take up to 3 business days, with no processing fees charged by the casino.

☑️ BloodySlots

BloodySlots has 3 payment options in total – cryptocurrency, credit cards and bank transfers. Deposits are restricted to crypto, with 7 alternatives provided, including Bitcoin, Ethereum and Dogecoin, alongside a broad £20-£999,999 top-up range. When cashing out, you can choose crypto, cards or bank transfer, subject to a £250 minimum and a £500 maximum withdrawal. Cryptocurrency payouts are processed instantly, whereas card and bank payments can require up to 3 business days. BloodySlots doesn’t apply any extra payment fees.

☑️ NeonStake

NeonStake features 3 payment methods overall, specifically cryptocurrency, credit cards and Faster Payments bank transfer. Top-ups are crypto-only, with Bitcoin, Ethereum and USDC among the available coins, and deposits ranging from £20 to £999,999. Cashouts provide more flexibility, as VISA/Mastercard, Faster Payments and crypto are all supported, with a £100-£500 withdrawal range regardless of the method. Crypto payouts arrive instantly, card transactions can take up to 3 business days, and bank transfers require 2-5 business days. The casino charges no transaction fees.

What Is Pay By Phone?

Pay by Phone is a payment method that lets you make online transactions using your mobile phone balance instead of a credit card or bank account. If you have a monthly contract, the amount you pay is added to your next phone bill. For prepaid plans, it’ll be deducted from the available credit. For example, a £20 payment can either add £20 to your upcoming mobile bill or remove £20 from your prepaid balance.

▶️ Is this method reliable?

Pay by Phone is a reliable and secure deposit option, as you don’t need to share your card number or other sensitive banking details with the casino. Instead, the payments are verified through your mobile number and network provider, with additional safeguards in place such as one-time SMS codes, phone-number verification and automated fraud checks to confirm that the transaction is legitimate.

▶️ Are there any transaction limits?

Pay by Phone usually has lower limits than credit cards, bank transfers or cryptocurrency, so it’s more suitable for low rollers and budget players. The estimated thresholds are £30 daily and £240 monthly. However, the exact amount depends on the mobile network, subscription plan and payment provider. For example, Siru allows UK transactions of up to £500 over a rolling 30-day period.

▶️ Is this option available for UK players?

UK players can use Pay by Phone, but only at UKGC-licensed casinos and solely as a deposit option. The main disadvantage is lower payment limits of £10-£30, and the inability to use the same method for withdrawals, forcing Brits to create additional accounts and share personal or financial information. On international brands, although phone billing is not available, alternatives like credit cards, e-wallets and cryptocurrency support £5,000-£10,000+ transactions and allow winnings to be withdrawn the same way.

What Is A Pay By Phone Casino?

A pay by phone casino is an online gambling site that includes mobile billing as one of its deposit options. On UKGC sites, providers like Boku and Siru handle the payment between the casino and the mobile network. You’ll only find Pay by Phone at UKGC casinos, as services like Boku and Siru are connected to UK mobile networks like EE, O2, Three, and Vodafone, and only work with locally licensed gambling sites.

Offshore brands don’t have these same partnerships in place, as they’re approved by other regulators from Curaçao, Costa Rica or Anjouan,  so they make up for it with other mobile-friendly payment options like credit cards, e-wallets, bank transfers and cryptocurrency.

▶️ Are my payments using this method safe?

Pay by Phone casinos protect your payments through 128-bit or 256-bit TLS encryption, which keeps personal details such as your name, phone number and account information encrypted when sent to the site. Some brands also have firewalls, secured databases and fraud-monitoring systems to detect suspicious activity. Since deposits are handled through your mobile network, when using Pay By Phone, your card number, CVV and bank account details don’t get shared with the casino, adding another layer of privacy.

▶️ Are there any taxes?

Pay by Phone deposits can come with extra charges from your mobile carrier or payment provider, such as transaction or service fees added on top of the amount you deposit. On international, non-Gamstop hubs, 0% commissions apply on deposits and withdrawals through any option, including mobile-friendly ones like e-wallets and cryptocurrency. As for gambling winnings, UK players aren’t required to pay any income taxes on their profits, whether they play at a UKGC-licensed casino or an overseas platform. Gambling duties are only charged to operators.

▶️ Is KYC mandatory to start using this payment option?

You can use mobile payment systems to make your first deposit on a non-Gamstop site licensed abroad without having to go through a KYC check. You can register with an e-mail address and password only in most cases, or a basic set of personal information like full name, address and phone number. You only need to upload your documents for the KYC check when you withdraw your winnings or if you make larger transactions that may trigger an AML check. This is an essential difference to note, because, at UKGC casinos, your age and identity must be verified with an ID scan before you’re allowed to deposit and play.

▶️ How long does it take for my transactions to be completed?

Pay by Phone deposits are instant. The money should appear in the casino balance within seconds or minutes after you confirm the payment, so you can get into the game immediately. If you don’t see the funds in due time, check with your phone provider for any errors on their end, or reach out to the online casino support team via live chat or e-mail.

▶️ Can it be used for both deposits and withdrawals?

Pay by Phone is only available for deposits. You can usually top up around £5-£30 per transaction and £30-£40 daily, depending on the casino and mobile provider. Since Pay by Phone functions the same as other pre-paid methods, you can’t send winnings back to your phone bill or prepaid balance. So, if you deposit £20 and later want to cash out £100, you’ll need another withdrawal option such as a credit card, e-wallet or bank transfer. 

Why Should UK Players Choose A Pay By Phone Site?

The main reasons why UK players choose Pay by Phone casinos are easy deposits, payment privacy and fast access from mobile devices. Other standout benefits include:

  • Deposits up to £4,000
  • Zero taxes
  • No KYC
  • UK players 18+
  • Instant payments

✅ Deposits with a maximum of £4,000

Pay by Phone has fairly low limits at UKGC casinos, with deposits capped at around £30-£40 per transaction and £240 per month, so it’s not a solution for high rollers or anyone who wants to deposit larger amounts in one go. Offshore casinos, however, work with 3-5 alternative payment providers that are just as mobile-friendly, for example Apple Pay, Google Pay, Paysafecard, Revolut, Skrill, NETELLER and MiFinity. These options support deposits of £4,000, and withdrawals exceeding £10,000.

✅ No taxes imposed on withdrawals

UK players pay 0% tax on casino winnings, whether they play at a UKGC site or an international casino. Top non-Gamstop brands also don’t charge any processing fees on deposits and withdrawals through any method, including mobile pay. Still, third-party charges can apply, depending on your bank, e-wallet, mobile provider or cryptocurrency network, so it’s best to check all of them in advance before proceeding.

✅ KYC not mandatory after registration

The KYC process is not a prerequisite to join an overseas casino platform, as it is with UKGC sites. Alternative platforms licensed in other jurisdictions give you more freedom and flexibility, since you can make deposits, redeem welcome bonuses and play any of the games before verification is even required. You only have to worry about KYC when you make a first withdrawal, if you exceed maximum deposit thresholds like £2,000, or if you mistakenly trigger automatic checks, for example through irregular betting patterns, bonus misuse, creating multiple accounts on the same device/IP etc.

✅ Brits over 18 allowed to play

To register at an online casino from abroad, British players only need to be at least 18 years of age. However, this initial age check is less restrictive than at UKGC sites. Instead of verifying your age with an ID before you start playing, you only need to confirm that you’re 18+ by ticking the age agreement box during the registration process. Identification is only required later as part of the casino’s KYC or AML processes.

✅ Instalments completed within seconds

The biggest advantage of using Pay by Phone is speed, since deposits are approved and added to your casino balance in seconds. All you have to do is specify the amount, confirm your mobile number and approve the payment. By comparison, other payment methods like bank transfers can take 1-3 working days and may also be delayed by additional security checks.

What Are The Alternative Payment Options To Pay By Phone?

Prevalent alternatives to Pay by Phone available at offshore online casinos not linked to Gamstop are:

  • Credit cards
  • Bank transfer
  • Cryptocurrencies
  • E-wallets
  • Paysafe

⚡ Credit cards with a £10 minimum deposit

VISA and Mastercard deposits at international casinos start from £10-£20 and go all the way up to £2,000-£5,000 per transaction, with funds credited instantly. For withdrawals, the caps are just as flexible, ranging from a £50 minimum to a £5,000 maximum, with a processing time of 1-3 business days on average. This gives you much higher limits than Pay by Phone, and the possibility to use the same method for both operations. Given that the UKGC banned credit cards from its local casinos since 2020, offshore platforms are an appealing alternative for UK players who want access to this option again.

⚡ Secure bank transfer payments backed by the TLS protocol

Bank transfers provide a secure alternative to Pay by Phone, since each payment is protected by 128-bit or 256-bit TLS encryption from both the bank’s side and the casino’s, keeping your financial and personal data confidential. Transactions are also authenticated through 2-FA and one-time security codes. Offshore casinos support maximum limits of £5,000-£10,000+, making bank transfer the go-to choice for larger amounts.

⚡ Full anonymity using 15+ digital coins

Cryptocurrency support is rare on UKGC sites, but common on international brands, with top-tier ones integrating 5-15+ coins for deposits and withdrawals, including Bitcoin, Litecoin, Ethereum and Tether. You get to remain anonymous, since crypto payments don’t expose any sensitive information like card details. Most platforms have no maximum caps on crypto deposits and allow withdrawals of over £100,000, especially for VIPs and high rollers.

⚡ E-wallet transactions within 30 minutes

E-wallets like Skrill, NETELLER, MiFinity, Jeton and MuchBetter act as a middleman between your bank account and the gambling site, meaning that no banking information gets shared with the casino. Deposits are usually instant, and withdrawals are processed in 30 minutes on average. E-wallets are mobile-friendly, have their own apps most of the time, together with reliable security features like encryption and 2-FA, making them one of the closest alternatives to Pay by Phone.

⚡ Paysafe payments completed in seconds

Paysafe is a versatile option because it can work as a pre-paid method or an e-wallet. For example, a Paysafecard physical voucher supports payments of up to £40 per transaction and offers more privacy, because you can pay with a 16-digit code, without sharing your card or bank details with the casino. Creating an online PaysafeCard account increases the limit to £1,000 per transaction. Deposits through this option are instant, and withdrawals take 24-48 hours at most.

Is It Worth It For British Players To Register At A Pay By Phone Casino?

Pay by Phone casinos can appeal to UK players who want instant deposits, small payments from a mobile device, better control over their budget and to avoid sharing personal or financial information. However, the method comes with low limits of around £30-£40 per transaction and £240-£500 per month, can only be used for deposits and is solely available at UKGC casinos, where Brits are also subject to mandatory Gamstop participation.

Offshore casinos provide more flexibility in all of the above areas. Credit card deposits are not banned and can reach £2,000-£5,000 per transaction, whilst bank transfers support £5,000-£10,000+ ranges. You also get more payment choices overall, with 5-15+ cryptocurrencies on display like Bitcoin and Ethereum, alongside 3-5 mobile alternatives such as Apple Pay, Google Pay and Revolut. Cashout is faster, too, as e-wallet withdrawals are under 30 minutes and there are no processing fees to worry about. Together with delayed KYC, these features make offshore sites a compelling alternative if Pay by Phone’s lower limits and UKGC measures feel too restrictive.

 

FAQs
Is pay by phone available at casinos not on Gamstop?

Usually, no. Pay by Phone is mostly found on UKGC sites, as it works with services such as Boku and Siru, which require agreements with UK mobile networks. Offshore casinos rarely have these partnerships, so they instead provide other mobile-friendly options such as Apple Pay, Google Pay, Revolut, e-wallets and 5-15+ cryptocurrencies.

Can I use this method for withdrawals?

No. Pay by Phone was designed for deposits only, as the transaction is charged to your monthly phone bill or deducted from prepaid credit. For cash out, you’ll need to use another method such as a debit/credit card, bank transfer or e-wallet.

Is KYC required to use this payment option?

Yes, at UKGC casinos, your age and identity must be verified before you can deposit through any banking method, including Pay By Phone. International sites don’t have mandatory KYC checks before deposits, however, so you’re free to register, top-up your balance, play and even redeem bonuses until it’s time for the first withdrawal.

Are there any alternative payment methods?

Yes. Established non-Gamstop brands from overseas commonly list 3-5 alternatives to Pay By Phone, most of which can also be used for withdrawals. These include credit cards, bank transfer, 3-5+ e-wallets like Skrill and NETELLER, Paysafecard and 5-15+ cryptocurrencies such as Bitcoin and Ethereum.

Mathias Winks
Online Gambling Expert
Mathias is our extremely knowledgeable founder and article author. Do not let his sometimes stern appearance fool you, he is extremely friendly and always ready to engage in hour long conversations about Dota. Football is his other great love and if you don’t catch him at a stadium, watching a game, you will certainly find him in front of a computer researching and gathering information about the latest news on online casinos and betting sites.